Natural hazards · Strafford

Strafford, MO natural hazards

Most of the natural-hazard damage FEMA expects in Strafford comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2018. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Strafford?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Strafford to be higher than in 28% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding40%Heat waves18%Tornadoes12%Earthquakes10%Ice storms7%Everything else14%

By hazard

What Strafford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 6 times a year in the area

Heat waves

18% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 42 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 75% of U.S. places

Ice storms

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Strafford flood?

Every paid claim on a federal flood insurance policy in Strafford, from FEMA’s records.

1paid claims since 2018

$4Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Strafford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Strafford

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Strafford itself: aid to households, or repair grants to the City of Strafford.

Brought FEMA money into StraffordDeclared for Greene County only

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $275 aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $4K aid approved

2009

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $9K aid approved

2008

Severe Storms and Flooding

12 households applied for aid $18K aid approved

2007

Severe Winter Storms and Flooding

$50K to the City of Strafford for repairs

2006

Severe Winter Storms

$3K to the City of Strafford for repairs

Greene County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Strafford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Strafford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Strafford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.