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Natural hazards · St. Robert

St. Robert, MO natural hazards

Most of the natural-hazard damage FEMA expects in St. Robert comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is St. Robert?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Robert to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves19%Heat waves16%Tornadoes11%Everything else18%
By hazard

What St. Robert faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 3 times a year in the area

Cold waves

19% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Heat waves

16% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does St. Robert flood?

Every paid claim on a federal flood insurance policy in St. Robert, from FEMA’s records.

1paid claims since 2013
$10Kpaid to owners
0homes flooded more than once
20132026
of homes in flood zones
are insured
of all homes
are insured
No community discount. St. Robert isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pulaski County.

What’s been done with FEMA grants

4storm safe rooms built
Disasters that hit St. Robert

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. Robert itself: aid to households, or repair grants to the City of St. Robert.

Brought FEMA money into St. RobertDeclared for Pulaski County only
2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

11 households applied for aid $70K aid approved $16.5M to the City of St. Robert for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

7 households applied for aid $32K aid approved $336K to the City of St. Robert for repairs
2013

Severe Storms, Straight-Line Winds and Flooding

$18K to the City of St. Robert for repairs
2011

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2011

Severe Winter Storm and Snowstorm

$14K to the City of St. Robert for repairs
2008

Severe Storms and Flooding

14 households applied for aid $7K aid approved
2007

Severe Winter Storms and Flooding

$23K to the City of St. Robert for repairs
2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2002

Severe Storms, Tornadoes and Flooding

$3K to the City of St. Robert for repairs
Pulaski County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Robert covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to St. Robert’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of St. Robert. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Robert total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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