St. James, MO housing market
The typical St. James home is worth about $242,000, up 8.3% in a year, 10% below the Missouri typical home. Homes typically sell in 36 days, close to asking.
Home values, sales, trends and how St. James compares with the towns next door — updated as new data is published.
St. James at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Typical home value, 2016–2026
Show as a table
| January | St. James | Missouri |
|---|---|---|
| 2017 | $132,000 | $148,000 |
| 2018 | $135,000 | $156,000 |
| 2019 | $136,000 | $165,000 |
| 2020 | $141,000 | $173,000 |
| 2021 | $159,000 | $193,000 |
| 2022 | $181,000 | $219,000 |
| 2023 | $198,000 | $237,000 |
| 2024 | $206,000 | $247,000 |
| 2025 | $225,000 | $258,000 |
| 2026 | $231,000 | $263,000 |
| August 2026 | $242,000 | $268,000 |
15 new homes permitted in 2025
Builders were permitted 15 new homes in St. James in 2025: 3 single-family houses and 12 in buildings with two or more homes, worth about $2.6 million to build. That's 3.8 per 1,000 residents, about the pace of Missouri as a whole. Over the past 10 years, St. James has permitted 79 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, St. James's population fell by 281 even though 59 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Missouri: 1.1 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 8 | 3 | 5 | $1.3 million |
| 2025 | 15 | 3 | 12 | $2.6 million |
| 2024 | 16 | 6 | 10 | $1.8 million |
| 2023 | 11 | 6 | 5 | $1.3 million |
| 2022 | 1 | 1 | 0 | $75,000 |
| 2021 | 4 | 4 | 0 | $800,000 |
| 2020 | 7 | 3 | 4 | $905,000 |
| 2019 | 9 | 1 | 8 | $700,000 |
| 2018 | 4 | 0 | 4 | $300,000 |
| 2017 | 7 | 3 | 4 | $615,000 |
| 2016 | 5 | 2 | 3 | $465,000 |
| 2015 | 10 | 0 | 10 | $558,000 |
| 2014 | 9 | 3 | 6 | $845,000 |
| 2013 | 6 | 2 | 4 | $443,000 |
| 2012 | 9 | 1 | 8 | $320,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 2 | 2 | 0 | $250,000 |
| 2008 | 3 | 1 | 2 | $210,000 |
| 2007 | 7 | 3 | 4 | $600,000 |
| 2006 | 8 | 4 | 4 | $649,000 |
| 2005 | 15 | 15 | 0 | $2.1 million |
| 2004 | 23 | 6 | 17 | $1.8 million |
| 2003 | 47 | 9 | 38 | $2.1 million |
| 2002 | 13 | 7 | 6 | $961,000 |
| 2001 | 60 | 24 | 36 | $4.4 million |
| 2000 | 28 | 8 | 20 | $1.7 million |
How St. James ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
4.5 years of income
The typical St. James home costs about 4.5 years of the town's median household income, more than across Missouri (3.8 years).
How St. James ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $950
HUD's Fair Market Rent for a two-bedroom in St. James is $950 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in St. James pay a median of $695, so moving in tends to cost more than staying put. A two-bedroom takes about 21% of the town's median household income.
Studio $740 · 4 bedrooms $1,270
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (65559; Crawford County, MO), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.