Natural hazards · Silex

Silex, MO natural hazards

Most of the natural-hazard damage FEMA expects in Silex comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 65 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silex?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silex to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding55%Heat waves13%Tornadoes10%Cold waves8%Strong wind5%Everything else10%

By hazard

What Silex faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Heat waves

13% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 15 years in the area

Cold waves

8% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silex flood?

Every paid claim on a federal flood insurance policy in Silex, from FEMA’s records.

65paid claims since 1982

$1.6Mpaid to owners

3homes flooded more than once

19822026

Biggest named events

Hurricane Ike: 36 claims, $1.2M
Not a named storm: 3 claims, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Silex isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Silex

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Silex itself: aid to households, or repair grants to the City of Silex.

Brought FEMA money into SilexDeclared for Lincoln County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $330K to the City of Silex for repairs

2008

Severe Storms, Flooding, and a Tornado

59 households applied for aid $401K aid approved $30K to the City of Silex for repairs

2008

Severe Storms and Flooding

8 households applied for aid $25K aid approved

2006

Severe Storms, Tornadoes and Flooding

13 households applied for aid $905 aid approved

Lincoln County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silex is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silex’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Silex. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.