Natural hazards · Shrewsbury

Shrewsbury, MO natural hazards

Most of the natural-hazard damage FEMA expects in Shrewsbury comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2022. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shrewsbury?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shrewsbury to be higher than in 74% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding37%Heat waves31%Earthquakes18%Cold waves5%Everything else9%

By hazard

What Shrewsbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Heat waves

31% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shrewsbury flood?

Every paid claim on a federal flood insurance policy in Shrewsbury, from FEMA’s records.

3paid claims since 2022

$69Kpaid to owners

0homes flooded more than once

20222026

Biggest named events

Late July Flooding: 2 claims, $58K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shrewsbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Shrewsbury

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shrewsbury itself: aid to households, or repair grants to the City of Shrewsbury.

Brought FEMA money into ShrewsburyDeclared for St. Louis County only

2022

Severe Storms and Flooding

2 households applied for aid $8K aid approved

2006

Severe Winter Storms

$13K to the City of Shrewsbury for repairs

2006

Severe Storms

$16K to the City of Shrewsbury for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Shrewsbury

Shrewsbury and the towns around it

Very lowLowModerateHighVery high

Shrewsburymostly inland floodingHigh

Maplewoodmostly inland floodingHigh

Marlboroughmostly heat wavesHigh

Webster Grovesmostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shrewsbury covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Shrewsbury’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Shrewsbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shrewsbury total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.