Natural hazards · Sedalia

Sedalia, MO natural hazards

Most of the natural-hazard damage FEMA expects in Sedalia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 20 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sedalia?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sedalia to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes22%Cold waves14%Heat waves14%Everything else15%
By hazard

What Sedalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage
Below average · higher than 42% of U.S. places
Recorded about once a year in the area

Tornadoes

22% of expected damage
Well above average · higher than 81% of U.S. places

Cold waves

14% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Heat waves

14% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 13 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sedalia flood?

Every paid claim on a federal flood insurance policy in Sedalia, from FEMA’s records.

20paid claims since 1981
$107Kpaid to owners
3homes flooded more than once
19812026

Biggest named events

  • Midwest Flooding: 1 claim, $3K
  • Hurricane Ike: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Sedalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pettis County.

What’s been done with FEMA grants

6storm safe rooms built
Disasters that hit Sedalia

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sedalia itself: aid to households, or repair grants to the City of Sedalia.

Brought FEMA money into SedaliaDeclared for Pettis County only
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$26K to the City of Sedalia for repairs
2011

Severe Storms, Tornadoes, and Flooding

166 households applied for aid $955K aid approved $81K to the City of Sedalia for repairs
2011

Severe Winter Storm and Snowstorm

$23K to the City of Sedalia for repairs
2006

Severe Storms, Tornadoes and Flooding

236 households applied for aid $48K aid approved $49K to the City of Sedalia for repairs
2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $570 aid approved
2002

Severe Winter Ice Storm

$276K to the City of Sedalia for repairs
Pettis County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sedalia covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Sedalia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sedalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sedalia total about $10.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01