TownTapestry
Sign inJoin
ScottGood morning
Natural hazards · Scott

Scott, MO natural hazards

Most of the natural-hazard damage FEMA expects in Scott comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 42 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Scott?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scott to be higher than in 80% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes37%Inland flooding24%Tornadoes18%Heat waves6%Everything else16%
By hazard

What Scott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

37% of expected damage
Well above average · higher than 90% of U.S. places

Inland flooding

24% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 97% of U.S. places

Heat waves

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Scott flood?

Every paid claim on a federal flood insurance policy in Scott, from FEMA’s records.

42paid claims since 1982
$445Kpaid to owners
5homes flooded more than once
19822026

Biggest named events

  • March storm: 5 claims, $69K
  • Central U.S. April Flooding: 2 claims, $113K
  • Late spring severe storms: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Scott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scott County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Scott

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scott itself: aid to households, or repair grants to the City of Scott.

Brought FEMA money into ScottDeclared for Scott County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

7 households applied for aid $37K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $38K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

7 households applied for aid $33K aid approved
2011

Severe Storms, Tornadoes, and Flooding

20 households applied for aid $52K aid approved $42K to the City of Scott for repairs
2009

Severe Winter Storm

$57K to the City of Scott for repairs
2008

Severe Storms, Flooding, and a Tornado

$23K to the City of Scott for repairs
2008

Severe Storms and Flooding

80 households applied for aid $132K aid approved $26K to the City of Scott for repairs
2003

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $51K aid approved $46K to the City of Scott for repairs
2002

Severe Storms, Tornadoes and Flooding

$4K to the City of Scott for repairs
Scott County has had 25 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scott is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Scott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Scott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Scott, MOView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Scott is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map