Natural hazards · Saverton

Saverton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Saverton comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Saverton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saverton to be higher than in 62% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding41%Heat waves31%Cold waves9%Tornadoes6%Strong wind6%Everything else8%

By hazard

What Saverton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Heat waves

31% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 10 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 20 years in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Saverton flood?

FEMA's records show no paid flood insurance claims in Saverton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Saverton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ralls County.

Disasters that hit Saverton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Saverton itself: aid to households, or repair grants to Saverton.

Brought FEMA money into SavertonDeclared for Ralls County only

2008

Severe Storms and Flooding

2 households applied for aid $1K aid approved

Ralls County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Saverton

Saverton and the towns around it

Very lowLowModerateHighVery high

Cincinnatimostly inland floodingVery high

Savertonmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saverton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Saverton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Saverton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.