Natural hazards · Savannah

Savannah, MO natural hazards

Most of the natural-hazard damage FEMA expects in Savannah comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2010. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Savannah?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Savannah to be higher than in 36% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes37%Inland flooding26%Cold waves16%Heat waves7%Strong wind6%Everything else8%

By hazard

What Savannah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

37% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

26% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Heat waves

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 10 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 5 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Savannah flood?

Every paid claim on a federal flood insurance policy in Savannah, from FEMA’s records.

1paid claims since 2010

$8Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Savannah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Andrew County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Savannah

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Savannah itself: aid to households, or repair grants to the City of Savannah.

Brought FEMA money into SavannahDeclared for Andrew County only

2019

Severe Storms, Tornadoes, and Flooding

68 households applied for aid $42K aid approved

2011

Flooding

2 households applied for aid $2K aid approved

2008

Severe Storms and Flooding

2 households applied for aid $3K aid approved

2007

Severe Winter Storms

$98K to the City of Savannah for repairs

2007

Severe Storms and Flooding

5 households applied for aid $10K aid approved

2006

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $2K aid approved

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $1K aid approved

Andrew County has had 27 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Savannah is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Savannah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Savannah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Savannah, MO natural hazards

How exposed is Savannah?

What Savannah faces

Tornadoes

Inland flooding

Cold waves

Heat waves

Strong wind

Lower here

Not a risk here

Does Savannah flood?

What’s been done with FEMA grants

7 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Flooding

Severe Storms and Flooding

Severe Winter Storms

Severe Storms and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby