Saginaw, MO housing market
The typical Saginaw home is worth about $237,000, up 3.8% in a year, 12% below the Missouri typical home.
Home values, sales, trends and how Saginaw compares with the towns next door — updated as new data is published.
Saginaw at a glance
Only 1 sale in March 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2023–2026
Show as a table
| January | Saginaw | Missouri |
|---|---|---|
| 2024 | $217,000 | $247,000 |
| 2025 | $226,000 | $258,000 |
| 2026 | $237,000 | $263,000 |
| August 2026 | $237,000 | $268,000 |
1 new home permitted in 2025
Builders were permitted 1 new home in Saginaw in 2025. Over the past 10 years, Saginaw has permitted 15 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Saginaw gained 3 residents while 7 new homes were permitted: about 0.4 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Missouri: 1.1 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 1 | 1 | 0 | $367,000 |
| 2024 | 2 | 2 | 0 | $655,000 |
| 2023 | 2 | 2 | 0 | $687,000 |
| 2022 | 5 | 5 | 0 | $1.6 million |
| 2021 | 1 | 1 | 0 | $150,000 |
| 2020 | 1 | 1 | 0 | $150,000 |
| 2019 | 1 | 1 | 0 | $150,000 |
| 2018 | 1 | 1 | 0 | $150,000 |
| 2017 | 1 | 1 | 0 | $150,000 |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 1 | 1 | 0 | $110,000 |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 1 | 1 | 0 | $100,000 |
| 2012 | 2 | 2 | 0 | $300,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 3 | 3 | 0 | $400,000 |
| 2008 | 1 | 1 | 0 | $100,000 |
| 2007 | 1 | 1 | 0 | $100,000 |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 1 | 1 | 0 | $138,000 |
| 2004 | 2 | 2 | 0 | $142,000 |
| 2003 | 3 | 3 | 0 | $176,000 |
| 2002 | 5 | 5 | 0 | $230,000 |
| 2001 | 2 | 2 | 0 | $63,000 |
| 2000 | 1 | 1 | 0 | $65,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Saginaw and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Saginaw | $237K | +3.8% | $940 | 1 | $58,269 |
| Joplin | $207K | +2% | $970 | 214 | $52,097 |
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $940
HUD's Fair Market Rent for a two-bedroom in Saginaw is $940 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Saginaw pay a median of $1,097.
Studio $750 · 4 bedrooms $1,280
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (64804; Joplin, MO HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, March 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.