Natural hazards · Rosebud

Rosebud, MO natural hazards

Most of the natural-hazard damage FEMA expects in Rosebud comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosebud?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosebud to be higher than in 54% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding41%Heat waves20%Cold waves13%Tornadoes9%Earthquakes7%Everything else10%

By hazard

What Rosebud faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Heat waves

20% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 12 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosebud flood?

FEMA's records show no paid flood insurance claims in Rosebud.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rosebud isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gasconade County.

Disasters that hit Rosebud

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rosebud itself: aid to households, or repair grants to the City of Rosebud.

Brought FEMA money into RosebudDeclared for Gasconade County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $3K aid approved

2007

Severe Winter Storms and Flooding

$2K to the City of Rosebud for repairs

Gasconade County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosebud is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rosebud’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rosebud. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.