Natural hazards · Rock Port

Rock Port, MO natural hazards

Most of the natural-hazard damage FEMA expects in Rock Port comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1982. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rock Port?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rock Port to be higher than in 78% of U.S. communities, mostly from inland flooding and drought.

Inland flooding41%Drought21%Tornadoes12%Heat waves8%Cold waves8%Hail5%Everything else5%

By hazard

What Rock Port faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Drought

21% of expected damage

Recorded about 11 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Hail

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rock Port flood?

Every paid claim on a federal flood insurance policy in Rock Port, from FEMA’s records.

10paid claims since 1982

$98Kpaid to owners

1homes flooded more than once

19822026

Biggest named events

Midwest Flooding: 5 claims, $56K
Not a named storm: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Rock Port isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atchison County.

Disasters that hit Rock Port

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rock Port itself: aid to households, or repair grants to the City of Rock Port.

Brought FEMA money into Rock PortDeclared for Atchison County only

2019

Severe Storms, Tornadoes, and Flooding

23 households applied for aid $55K aid approved

2019

Severe Storms, Straight-Line Winds, and Flooding

$52K to the City of Rock Port for repairs

2011

Flooding

89 households applied for aid $336K aid approved

2008

Severe Storms and Flooding

$17K to the City of Rock Port for repairs

2007

Severe Winter Storms

$15K to the City of Rock Port for repairs

Atchison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rock Port is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rock Port’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rock Port. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.