Natural hazards · Ridge

Ridge, MO natural hazards

Most of the natural-hazard damage FEMA expects in Ridge comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridge to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes12%Drought12%Cold waves9%Everything else9%

By hazard

What Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Drought

12% of expected damage

Recorded about 12 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridge flood?

FEMA's records show no paid flood insurance claims in Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Ridge

Federal disasters declared here

None of the disasters declared for Carroll County shows FEMA aid or repair money reaching Ridge itself in FEMA’s records.

Brought FEMA money into RidgeDeclared for Carroll County only

Carroll County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Ridge

Ridge and the towns around it

Very lowLowModerateHighVery high

Van Hornmostly inland floodingHigh

Ridgemostly inland floodingModerate

Rockfordmostly inland floodingModerate

Combsmostly inland floodingModerate

Hurricanemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.