Richmond, MO natural hazards
Most of the natural-hazard damage FEMA expects in Richmond comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1998. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Richmond?
FEMA expects yearly storm and flood damage to homes and buildings in Richmond to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.
What Richmond faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Tornadoes
Heat waves
Lower here
Not a risk here
Does Richmond flood?
Every paid claim on a federal flood insurance policy in Richmond, from FEMA’s records.
are insured
are insured
What’s been done with FEMA grants
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Richmond itself: aid to households, or repair grants to the City of Richmond.
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Winter Storm and Snowstorm
Severe Storms, Tornadoes and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Winter Ice Storm
How to read this page
FEMA’s expected losses across Richmond total about $2.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.