Natural hazards · Rich Hill

Rich Hill, MO natural hazards

Most of the natural-hazard damage FEMA expects in Rich Hill comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rich Hill?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rich Hill to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes10%Cold waves10%Strong wind7%Heat waves5%Everything else11%
By hazard

What Rich Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 8 years in the area

Cold waves

10% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 5 times a year in the area

Heat waves

5% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rich Hill flood?

FEMA's records show no paid flood insurance claims in Rich Hill.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rich Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bates County.

What’s been done with FEMA grants

1buildings retrofitted against wind
1storm safe rooms built
Disasters that hit Rich Hill

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rich Hill itself: aid to households, or repair grants to the City of Rich Hill.

Brought FEMA money into Rich HillDeclared for Bates County only
2023

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$35K to the City of Rich Hill for repairs
2019

Severe Storms, Tornadoes, and Flooding

$3K to the City of Rich Hill for repairs
2011

Severe Winter Storm and Snowstorm

$4K to the City of Rich Hill for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved
2002

Severe Winter Ice Storm

$48K to the City of Rich Hill for repairs
Bates County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rich Hill is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Rich Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rich Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01