Natural hazards · Republic

Republic, MO natural hazards

Most of the natural-hazard damage FEMA expects in Republic comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Republic?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Republic to be higher than in 37% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding42%Heat waves20%Tornadoes13%Earthquakes7%Ice storms6%Everything else13%

By hazard

What Republic faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Heat waves

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 68% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 71% of U.S. places

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Republic flood?

Every paid claim on a federal flood insurance policy in Republic, from FEMA’s records.

13paid claims since 1982

$37Kpaid to owners

1homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 1 claim, $6K
Not a named storm: 1 claim, $470

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Republic isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Republic

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Republic itself: aid to households, or repair grants to the City of Republic.

Brought FEMA money into RepublicDeclared for Greene County only

2019

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $904 aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $580 aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

41 households applied for aid $22K aid approved

2009

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $11K aid approved

2008

Severe Storms and Flooding

18 households applied for aid $11K aid approved

2007

Severe Winter Storms and Flooding

$534K to the City of Republic for repairs

2006

Severe Winter Storms

$10K to the City of Republic for repairs

2006

Severe Storms, Tornadoes and Flooding

3 households applied for aid $4K aid approved

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved

Greene County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Republic covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Republic’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Republic. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Republic total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.