Natural hazards · Rensselaer

Rensselaer, MO natural hazards

Most of the natural-hazard damage FEMA expects in Rensselaer comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rensselaer?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rensselaer to be higher than in 54% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding48%Heat waves19%Cold waves7%Drought7%Strong wind5%Everything else14%

By hazard

What Rensselaer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Heat waves

19% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 10 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Drought

7% of expected damage

Recorded about 7 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rensselaer flood?

FEMA's records show no paid flood insurance claims in Rensselaer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rensselaer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ralls County.

Disasters that hit Rensselaer

Federal disasters declared here

None of the disasters declared for Ralls County shows FEMA aid or repair money reaching Rensselaer itself in FEMA’s records.

Brought FEMA money into RensselaerDeclared for Ralls County only

Ralls County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rensselaer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rensselaer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Rensselaer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.