Natural hazards · Rea

Rea, MO natural hazards

Most of the natural-hazard damage FEMA expects in Rea comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rea?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rea to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes21%Drought17%Cold waves10%Everything else12%

By hazard

What Rea faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 7 years in the area

Drought

17% of expected damage

Recorded about 24 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rea flood?

FEMA's records show no paid flood insurance claims in Rea.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rea isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Andrew County.

Disasters that hit Rea

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rea itself: aid to households, or repair grants to the City of Rea.

Brought FEMA money into ReaDeclared for Andrew County only

2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Andrew County has had 27 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rea is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rea’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rea. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.