Natural hazards · Rayville

Rayville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Rayville comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rayville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rayville to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves24%Tornadoes11%Heat waves7%Everything else12%

By hazard

What Rayville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Cold waves

24% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Heat waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rayville flood?

FEMA's records show no paid flood insurance claims in Rayville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rayville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ray County.

Disasters that hit Rayville

Federal disasters declared here

None of the disasters declared for Ray County shows FEMA aid or repair money reaching Rayville itself in FEMA’s records.

Brought FEMA money into RayvilleDeclared for Ray County only

Ray County has had 29 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rayville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rayville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rayville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.