Natural hazards · Poplar Bluff

Poplar Bluff, MO natural hazards

Most of the natural-hazard damage FEMA expects in Poplar Bluff comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 126 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Poplar Bluff?

85
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Poplar Bluff to be higher than in 85% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes37%Inland flooding32%Tornadoes15%Heat waves8%Everything else9%
By hazard

What Poplar Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

37% of expected damage
Well above average · higher than 91% of U.S. places

Inland flooding

32% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 97% of U.S. places

Heat waves

8% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Poplar Bluff flood?

Every paid claim on a federal flood insurance policy in Poplar Bluff, from FEMA’s records.

126paid claims since 1979
$3.0Mpaid to owners
17homes flooded more than once
19792026

Biggest named events

  • March storm: 41 claims, $1.5M
  • Mid-spring storms: 24 claims, $1.0M
  • Late spring severe storms: 17 claims, $291K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Poplar Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butler County.

What’s been done with FEMA grants

56flood-prone properties bought out and cleared
8storm safe rooms built
Disasters that hit Poplar Bluff

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Poplar Bluff itself: aid to households, or repair grants to the City of Poplar Bluff.

Brought FEMA money into Poplar BluffDeclared for Butler County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

20 households applied for aid $37K aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

211 households applied for aid $619K aid approved $1.5M to the City of Poplar Bluff for repairs
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

97 households applied for aid $221K aid approved $38K to the City of Poplar Bluff for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

181 households applied for aid $330K aid approved $83K to the City of Poplar Bluff for repairs
2011

Severe Storms, Tornadoes, and Flooding

480 households applied for aid $1.8M aid approved $253K to the City of Poplar Bluff for repairs
2009

Severe Winter Storm

$1.8M to the City of Poplar Bluff for repairs
2008

Severe Storms and Flooding

415 households applied for aid $1.1M aid approved $85K to the City of Poplar Bluff for repairs
2002

Severe Storms, Tornadoes and Flooding

$791 to the City of Poplar Bluff for repairs
Butler County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Poplar Bluff covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Poplar Bluff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Poplar Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Poplar Bluff total about $15.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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