Natural hazards · Pleasant Hill

Pleasant Hill, MO natural hazards

Most of the natural-hazard damage FEMA expects in Pleasant Hill comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 54 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pleasant Hill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasant Hill to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes19%Cold waves15%Heat waves9%Strong wind6%Hail5%Everything else4%

By hazard

What Pleasant Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 87% of U.S. places

Cold waves

15% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 15 times a year in the area

Strong wind

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 5 times a year in the area

Hail

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pleasant Hill flood?

Every paid claim on a federal flood insurance policy in Pleasant Hill, from FEMA’s records.

54paid claims since 1982

$353Kpaid to owners

6homes flooded more than once

19822026

Biggest named events

Not a named storm: 5 claims, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pleasant Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Pleasant Hill

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pleasant Hill itself: aid to households, or repair grants to the City of Pleasant Hill.

Brought FEMA money into Pleasant HillDeclared for Cass County only

2011

Severe Winter Storm and Snowstorm

$18K to the City of Pleasant Hill for repairs

2010

Severe Storms, Flooding, and Tornadoes

$12K to the City of Pleasant Hill for repairs

2002

Severe Winter Ice Storm

$65K to the City of Pleasant Hill for repairs

Cass County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasant Hill covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Pleasant Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pleasant Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pleasant Hill total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.