Natural hazards · Platte Woods

Platte Woods, MO natural hazards

Most of the natural-hazard damage FEMA expects in Platte Woods comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Platte Woods?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Platte Woods to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes23%Cold waves16%Heat waves12%Hail6%Strong wind6%Everything else6%

By hazard

What Platte Woods faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

16% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Heat waves

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Platte Woods flood?

FEMA's records show no paid flood insurance claims in Platte Woods.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Platte Woods isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Platte Woods

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Platte Woods itself: aid to households, or repair grants to the City of Platte Woods.

Brought FEMA money into Platte WoodsDeclared for Platte County only

2002

Severe Winter Ice Storm

$4K to the City of Platte Woods for repairs

Platte County has had 22 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Platte Woods is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Platte Woods’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Platte Woods. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.