Natural hazards · Pilot Knob

Pilot Knob, MO natural hazards

Most of the natural-hazard damage FEMA expects in Pilot Knob comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2009. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pilot Knob?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pilot Knob to be higher than in 92% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding37%Heat waves28%Cold waves19%Tornadoes6%Earthquakes6%Everything else4%

By hazard

What Pilot Knob faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Heat waves

28% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 11 times a year in the area

Cold waves

19% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 64 years in the area

Earthquakes

6% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pilot Knob flood?

Every paid claim on a federal flood insurance policy in Pilot Knob, from FEMA’s records.

1paid claims since 2009

$554paid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pilot Knob isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.

Disasters that hit Pilot Knob

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pilot Knob itself: aid to households, or repair grants to the City of Pilot Knob.

Brought FEMA money into Pilot KnobDeclared for Iron County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $6K aid approved

2009

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $1K aid approved $14K to the City of Pilot Knob for repairs

2008

Severe Storms and Flooding

1 household applied for aid $5K aid approved

2002

Severe Storms, Tornadoes and Flooding

$5K to the City of Pilot Knob for repairs

Iron County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pilot Knob is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pilot Knob’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pilot Knob. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.