Natural hazards · Pierce

Pierce, MO natural hazards

Most of the natural-hazard damage FEMA expects in Pierce comes from cold waves, and overall the risk is high for a U.S. community. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pierce?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pierce to be higher than in 63% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves38%Inland flooding22%Heat waves11%Tornadoes10%Earthquakes8%Everything else11%

By hazard

What Pierce faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

38% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 8 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pierce flood?

FEMA's records show no paid flood insurance claims in Pierce.

of all homes
are insured

No community discount. Pierce isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Texas County.

Disasters that hit Pierce

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pierce itself: aid to households, or repair grants to the Township of Pierce.

Brought FEMA money into PierceDeclared for Texas County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$863K to the Township of Pierce for repairs

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$290K to the Township of Pierce for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$568K to the Township of Pierce for repairs

2019

Severe Storms, Tornadoes, and Flooding

$50K to the Township of Pierce for repairs

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$94K to the Township of Pierce for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$73K to the Township of Pierce for repairs

2013

Severe Storms, Straight-Line Winds and Flooding

$49K to the Township of Pierce for repairs

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$11K to the Township of Pierce for repairs

2011

Severe Storms, Tornadoes, and Flooding

$41K to the Township of Pierce for repairs

2008

Severe Storms, Flooding, and a Tornado

$10K to the Township of Pierce for repairs

2008

Severe Storms and Flooding

$86K to the Township of Pierce for repairs

2002

Severe Storms, Tornadoes and Flooding

$41K to the Township of Pierce for repairs

Texas County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

Around Pierce

Pierce and the towns around it

Very lowLowModerateHighVery high

Sargentmostly inland floodingHigh

Cassmostly cold wavesHigh

Piercemostly cold wavesHigh

Ozarkmostly cold wavesHigh

Datemostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pierce is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pierce’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pierce. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.