Natural hazards · Pevely

Pevely, MO natural hazards

Most of the natural-hazard damage FEMA expects in Pevely comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pevely?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pevely to be higher than in 71% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes16%Earthquakes12%Strong wind8%Cold waves8%Everything else10%

By hazard

What Pevely faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 83% of U.S. places

Earthquakes

12% of expected damage

Well above average · higher than 81% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pevely flood?

Every paid claim on a federal flood insurance policy in Pevely, from FEMA’s records.

3paid claims since 1993

$25Kpaid to owners

1homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pevely isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Pevely

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pevely itself: aid to households, or repair grants to the City of Pevely.

Brought FEMA money into PevelyDeclared for Jefferson County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

23 households applied for aid $9K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $17K aid approved

2008

Severe Storms and Flooding

2 households applied for aid

2006

Severe Storms

$5K to the City of Pevely for repairs

2003

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $19K aid approved $2K to the City of Pevely for repairs

Jefferson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Pevely

Pevely and the towns around it

Very lowLowModerateHighVery high

Herculaneummostly inland floodingHigh

Barnhartmostly inland floodingHigh

Horinemostly inland floodingHigh

Pevelymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pevely covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Pevely’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pevely. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pevely total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.