Natural hazards · Perryville

Perryville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Perryville comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1986. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perryville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perryville to be higher than in 81% of U.S. communities, mostly from earthquakes and strong winds.

Earthquakes34%Strong wind17%Inland flooding17%Tornadoes12%Cold waves8%Heat waves7%Everything else4%

By hazard

What Perryville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

34% of expected damage

Well above average · higher than 88% of U.S. places

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

17% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

8% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perryville flood?

Every paid claim on a federal flood insurance policy in Perryville, from FEMA’s records.

4paid claims since 1986

$142Kpaid to owners

0homes flooded more than once

19862026

Biggest named events

Early winter storms: 1 claim, $1K
Midwest Flooding: 1 claim, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perryville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perry County.

What’s been done with FEMA grants

29flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Perryville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perryville itself: aid to households, or repair grants to the City of Perryville.

Brought FEMA money into PerryvilleDeclared for Perry County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

61 households applied for aid $69K aid approved $193K to the City of Perryville for repairs

2011

Severe Storms, Tornadoes, and Flooding

$31K to the City of Perryville for repairs

2009

Severe Storms, Tornadoes, and Flooding

$69K to the City of Perryville for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

Perry County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perryville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Perryville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Perryville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perryville total about $7.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.