Natural hazards · Pendleton

Pendleton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Pendleton comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pendleton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pendleton to be higher than in 53% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding50%Heat waves22%Tornadoes8%Cold waves5%Everything else15%

By hazard

What Pendleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Heat waves

22% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 16 years in the area

Cold waves

5% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pendleton flood?

FEMA's records show no paid flood insurance claims in Pendleton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pendleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Pendleton

Federal disasters declared here

None of the disasters declared for Warren County shows FEMA aid or repair money reaching Pendleton itself in FEMA’s records.

Brought FEMA money into PendletonDeclared for Warren County only

Warren County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Pendleton

Pendleton and the towns around it

Very lowLowModerateHighVery high

Pendletonmostly inland floodingModerate

Warrentonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pendleton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pendleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Pendleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.