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Natural hazards · Park Hills

Park Hills, MO natural hazards

Most of the natural-hazard damage FEMA expects in Park Hills comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 18 claims here since 1993. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Park Hills?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park Hills to be higher than in 63% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes20%Heat waves16%Tornadoes13%Strong wind7%Cold waves6%Everything else5%
By hazard

What Park Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Above average · higher than 61% of U.S. places
Recorded about once a year in the area

Earthquakes

20% of expected damage
Well above average · higher than 83% of U.S. places

Heat waves

16% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 11 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 81% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Cold waves

6% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Park Hills flood?

Every paid claim on a federal flood insurance policy in Park Hills, from FEMA’s records.

18paid claims since 1993
$404Kpaid to owners
1homes flooded more than once
19932026

Biggest named events

  • Early winter storms: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Park Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Francois County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
1flood-prone homes bought out and moved
Disasters that hit Park Hills

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Park Hills itself: aid to households, or repair grants to the City of Park Hills.

Brought FEMA money into Park HillsDeclared for St. Francois County only
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid $6K aid approved
2011

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $227 aid approved
2009

Severe Storms, Tornadoes, and Flooding

82 households applied for aid $184K aid approved $131K to the City of Park Hills for repairs
2008

Severe Storms and Flooding

7 households applied for aid $9K aid approved
2006

Severe Winter Storms

$41K to the City of Park Hills for repairs
2006

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $2K aid approved $16K to the City of Park Hills for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
St. Francois County has had 18 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park Hills covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Park Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Park Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park Hills total about $5.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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