Natural hazards · Paris

Paris, MO natural hazards

Most of the natural-hazard damage FEMA expects in Paris comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 2004. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paris?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paris to be higher than in 51% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding40%Heat waves22%Tornadoes13%Cold waves7%Lightning5%Everything else13%

By hazard

What Paris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Heat waves

22% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 10 years in the area

Cold waves

7% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Lightning

5% of expected damage

Well above average · higher than 88% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paris flood?

Every paid claim on a federal flood insurance policy in Paris, from FEMA’s records.

8paid claims since 2004

$153Kpaid to owners

1homes flooded more than once

20042026

Biggest named events

Hurricane Ike: 1 claim, $274

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Paris

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paris itself: aid to households, or repair grants to the City of Paris.

Brought FEMA money into ParisDeclared for Monroe County only

2011

Severe Winter Storm and Snowstorm

$13K to the City of Paris for repairs

2008

Severe Storms and Flooding

20 households applied for aid $111K aid approved $58K to the City of Paris for repairs

2006

Severe Storms, Tornadoes and Flooding

20 households applied for aid $3K aid approved

Monroe County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paris is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Paris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Paris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.