Natural hazards · Pagedale

Pagedale, MO natural hazards

Most of the natural-hazard damage FEMA expects in Pagedale comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pagedale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pagedale to be higher than in 44% of U.S. communities, mostly from earthquakes and heat waves.

Earthquakes34%Heat waves32%Inland flooding17%Hail6%Cold waves5%Tornadoes5%Everything else2%

By hazard

What Pagedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

34% of expected damage

Well above average · higher than 85% of U.S. places

Heat waves

32% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Inland flooding

17% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HurricanesIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pagedale flood?

Every paid claim on a federal flood insurance policy in Pagedale, from FEMA’s records.

17paid claims since 1982

$211Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Ike: 7 claims, $57K
Late July Flooding: 3 claims, $143K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pagedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Pagedale

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pagedale itself: aid to households, or repair grants to the City of Pagedale.

Brought FEMA money into PagedaleDeclared for St. Louis County only

2022

Severe Storms and Flooding

24 households applied for aid $41K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $798 aid approved

2006

Severe Storms

$9K to the City of Pagedale for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Pagedale

Pagedale and the towns around it

Very lowLowModerateHighVery high

University Citymostly heat wavesHigh

Hanley Hillsmostly heat wavesModerate

Pagedalemostly earthquakesModerate

Greendalemostly earthquakesModerate

Normandymostly earthquakesModerate

Wellstonmostly earthquakesLow

Vinita Parkmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pagedale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pagedale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pagedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pagedale total about $866K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.