Natural hazards · Osceola

Osceola, MO natural hazards

Most of the natural-hazard damage FEMA expects in Osceola comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Osceola?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osceola to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes10%Heat waves7%Cold waves6%Strong wind6%Everything else14%
By hazard

What Osceola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once every 9 years in the area

Heat waves

7% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 15 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Osceola flood?

FEMA's records show no paid flood insurance claims in Osceola.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Osceola

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Osceola itself: aid to households, or repair grants to the City of Osceola.

Brought FEMA money into OsceolaDeclared for St. Clair County only
2023

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$31K to the City of Osceola for repairs
2019

Severe Storms, Tornadoes, and Flooding

$37K to the City of Osceola for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$20K to the City of Osceola for repairs
2011

Severe Winter Storm and Snowstorm

$4K to the City of Osceola for repairs
2007

Severe Winter Storms

$7K to the City of Osceola for repairs
2006

Severe Storms, Tornadoes and Flooding

3 households applied for aid
2004

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $25K aid approved
St. Clair County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osceola is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Osceola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Osceola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01