Osage Beach, MO housing market
The typical Osage Beach home is worth about $322,000, down 7.2% in a year, 20% above the Missouri typical home.
Home values, sales, trends and how Osage Beach compares with the towns next door — updated as new data is published.
Osage Beach at a glance
Typical home value, 2016–2026
Show as a table
| January | Osage Beach | Missouri |
|---|---|---|
| 2017 | $201,000 | $148,000 |
| 2018 | $208,000 | $156,000 |
| 2019 | $226,000 | $165,000 |
| 2020 | $239,000 | $173,000 |
| 2021 | $280,000 | $193,000 |
| 2022 | $343,000 | $219,000 |
| 2023 | $334,000 | $237,000 |
| 2024 | $344,000 | $247,000 |
| 2025 | $348,000 | $258,000 |
| 2026 | $329,000 | $263,000 |
| August 2026 | $322,000 | $268,000 |
43 new homes permitted in 2025
Builders were permitted 43 new homes in Osage Beach in 2025, all single-family houses, worth about $15.5 million to build. That's 8.8 per 1,000 residents, faster than across Missouri (3.7). Over the past 10 years, Osage Beach has permitted 656 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Osage Beach gained 286 residents while 265 new homes were permitted: about 1.1 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. 57% of Osage Beach's homes are seasonal or vacation homes, which adds housing without adding residents. Across Missouri: 1.1 new residents per new home.
How Osage Beach ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 15 | 15 | 0 | $10.7 million |
| 2025 | 43 | 43 | 0 | $15.5 million |
| 2024 | 20 | 17 | 3 | $11.5 million |
| 2023 | 349 | 27 | 322 | $67 million |
| 2022 | 48 | 16 | 32 | $12.7 million |
| 2021 | 68 | 22 | 46 | $18 million |
| 2020 | 20 | 14 | 6 | $4.8 million |
| 2019 | 38 | 18 | 20 | $6.6 million |
| 2018 | 25 | 16 | 9 | $3.4 million |
| 2017 | 22 | 16 | 6 | $3.1 million |
| 2016 | 23 | 13 | 10 | $4.2 million |
| 2015 | 25 | 13 | 12 | $4.3 million |
| 2014 | 40 | 18 | 22 | $3.9 million |
| 2013 | 30 | 14 | 16 | $4.7 million |
| 2012 | 6 | 6 | 0 | $1.7 million |
| 2011 | 4 | 4 | 0 | $971,000 |
| 2010 | 52 | 4 | 48 | $5.5 million |
| 2009 | 6 | 6 | 0 | $1.8 million |
| 2008 | 38 | 19 | 19 | $5.3 million |
| 2007 | 99 | 44 | 55 | $17.2 million |
| 2006 | 189 | 72 | 117 | $24.1 million |
| 2005 | 144 | 39 | 105 | $17.9 million |
| 2004 | 141 | 77 | 64 | $16.2 million |
| 2003 | 131 | 24 | 107 | $7.8 million |
| 2002 | 111 | 22 | 89 | $6.8 million |
| 2001 | 108 | 22 | 86 | $6.7 million |
| 2000 | 87 | 22 | 65 | $5.8 million |
Osage Beach's permit office reported 9 of 12 months in 2025; the Census estimated the rest.
How Osage Beach ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Osage Beach and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Osage Beach | $322K | −7.2% | $900 | 43 | $55,994 |
| Lake Ozark | $326K | −3.1% | $1,020 | 35 | $74,176 |
5.7 years of income
The typical Osage Beach home costs about 5.7 years of the town's median household income, more than across Missouri (3.8 years).
How Osage Beach ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $900
HUD's Fair Market Rent for a two-bedroom in Osage Beach is $900 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Osage Beach pay a median of $772, so moving in tends to cost more than staying put. A two-bedroom takes about 19% of the town's median household income.
Studio $670 · 4 bedrooms $1,330
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (65065; Camden County, MO), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Osage Beach
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.