Natural hazards · Orrick

Orrick, MO natural hazards

Most of the natural-hazard damage FEMA expects in Orrick comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 27 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orrick?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orrick to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves21%Tornadoes10%Heat waves6%Everything else12%

By hazard

What Orrick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 14 years in the area

Heat waves

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orrick flood?

Every paid claim on a federal flood insurance policy in Orrick, from FEMA’s records.

27paid claims since 1978

$527Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Midwest Flooding: 15 claims, $407K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Orrick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ray County.

Disasters that hit Orrick

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Orrick itself: aid to households, or repair grants to the City of Orrick.

Brought FEMA money into OrrickDeclared for Ray County only

2007

Severe Storms and Flooding

1 household applied for aid $21K aid approved

2002

Severe Winter Ice Storm

$37K to the City of Orrick for repairs

Ray County has had 29 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orrick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Orrick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Orrick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.