Natural hazards · Olean

Olean, MO natural hazards

Most of the natural-hazard damage FEMA expects in Olean comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olean?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olean to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes16%Heat waves15%Cold waves14%Everything else16%

By hazard

What Olean faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 20 years in the area

Heat waves

15% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Cold waves

14% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olean flood?

FEMA's records show no paid flood insurance claims in Olean.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Olean isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miller County.

Disasters that hit Olean

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Olean itself: aid to households, or repair grants to the Town of Olean.

Brought FEMA money into OleanDeclared for Miller County only

2019

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

Miller County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olean is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Olean’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Olean. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.