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Natural hazards · Old Monroe

Old Monroe, MO natural hazards

Most of the natural-hazard damage FEMA expects in Old Monroe comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 114 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Old Monroe?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Old Monroe to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding64%Heat waves10%Tornadoes8%Cold waves5%Earthquakes5%Everything else8%
By hazard

What Old Monroe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 2 times a year in the area

Heat waves

10% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 33 years in the area

Cold waves

5% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

5% of expected damage
Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Old Monroe flood?

Every paid claim on a federal flood insurance policy in Old Monroe, from FEMA’s records.

114paid claims since 1979
$1.4Mpaid to owners
13homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 23 claims, $254K
  • Midwest Flooding: 16 claims, $210K
  • Early winter storms: 8 claims, $63K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Old Monroe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.

What’s been done with FEMA grants

16flood-prone properties bought out and cleared
Disasters that hit Old Monroe

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Old Monroe itself: aid to households, or repair grants to the City of Old Monroe.

Brought FEMA money into Old MonroeDeclared for Lincoln County only
2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$137K to the City of Old Monroe for repairs
2019

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $127K to the City of Old Monroe for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

11 households applied for aid $42K aid approved $41K to the City of Old Monroe for repairs
2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$15K to the City of Old Monroe for repairs
2008

Severe Storms, Flooding, and a Tornado

3 households applied for aid $9K aid approved
2008

Severe Storms and Flooding

21 households applied for aid $14K aid approved $39K to the City of Old Monroe for repairs
2007

Severe Winter Storms and Flooding

$1K to the City of Old Monroe for repairs
Lincoln County has had 22 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Old Monroe is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Old Monroe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Old Monroe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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