Natural hazards · Odessa

Odessa, MO natural hazards

Most of the natural-hazard damage FEMA expects in Odessa comes from cold waves, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Odessa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Odessa to be higher than in 25% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding25%Tornadoes14%Heat waves8%Everything else11%

By hazard

What Odessa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

25% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 74 years in the area

Heat waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 13 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Odessa flood?

FEMA's records show no paid flood insurance claims in Odessa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Odessa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafayette County.

Disasters that hit Odessa

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Odessa itself: aid to households, or repair grants to the City of Odessa.

Brought FEMA money into OdessaDeclared for Lafayette County only

2019

Severe Storms, Tornadoes, and Flooding

$28K to the City of Odessa for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$115K to the City of Odessa for repairs

2011

Flooding

$4K to the City of Odessa for repairs

2011

Severe Winter Storm and Snowstorm

$13K to the City of Odessa for repairs

2002

Severe Winter Ice Storm

$148K to the City of Odessa for repairs

Lafayette County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Odessa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Odessa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Odessa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.