Natural hazards · Oakwood Park

Oakwood Park, MO natural hazards

Most of the natural-hazard damage FEMA expects in Oakwood Park comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakwood Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakwood Park to be higher than in 25% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves31%Inland flooding25%Tornadoes21%Heat waves14%Hail5%Everything else3%

By hazard

What Oakwood Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

31% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

25% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 85% of U.S. places

Heat waves

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 15 times a year in the area

Hail

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakwood Park flood?

Every paid claim on a federal flood insurance policy in Oakwood Park, from FEMA’s records.

10paid claims since 1979

$157Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $8K
Midwest Flooding: 1 claim, $21K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakwood Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Oakwood Park

Federal disasters declared here

None of the disasters declared for Clay County shows FEMA aid or repair money reaching Oakwood Park itself in FEMA’s records.

Brought FEMA money into Oakwood ParkDeclared for Clay County only

Clay County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Oakwood Park

Oakwood Park and the towns around it

Very lowLowModerateHighVery high

Gladstonemostly inland floodingLow

Oakwood Parkmostly cold wavesLow

Oakwoodmostly cold wavesLow

Oakviewmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakwood Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oakwood Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Oakwood Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oakwood Park total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.