Natural hazards · Norwood

Norwood, MO natural hazards

Most of the natural-hazard damage FEMA expects in Norwood comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwood to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding48%Cold waves12%Tornadoes9%Heat waves8%Earthquakes7%Strong wind7%Everything else10%

By hazard

What Norwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 5 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 13 years in the area

Heat waves

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 12 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwood flood?

FEMA's records show no paid flood insurance claims in Norwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Norwood

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norwood itself: aid to households, or repair grants to the City of Norwood.

Brought FEMA money into NorwoodDeclared for Wright County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

2 households applied for aid

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

4 households applied for aid $34K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid $2K aid approved

2009

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2008

Severe Storms and Flooding

$6K to the City of Norwood for repairs

2002

Severe Storms, Tornadoes and Flooding

$1K to the City of Norwood for repairs

Wright County has had 21 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Norwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Norwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.