Natural hazards · Northmoor

Northmoor, MO natural hazards

Most of the natural-hazard damage FEMA expects in Northmoor comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northmoor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northmoor to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes18%Cold waves12%Heat waves9%Hail5%Everything else9%

By hazard

What Northmoor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 15 times a year in the area

Hail

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northmoor flood?

Every paid claim on a federal flood insurance policy in Northmoor, from FEMA’s records.

1paid claims since 1993

$80Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 1 claim, $80K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northmoor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Northmoor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Northmoor itself: aid to households, or repair grants to the City of Northmoor.

Brought FEMA money into NorthmoorDeclared for Platte County only

2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $5K aid approved $86K to the City of Northmoor for repairs

2002

Severe Winter Ice Storm

$13K to the City of Northmoor for repairs

Platte County has had 22 natural disasters declared since 1953, most often floods and severe storms.

Around Northmoor

Northmoor and the towns around it

Very lowLowModerateHighVery high

Northmoormostly inland floodingModerate

Riversidemostly inland floodingModerate

Kansas Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northmoor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Northmoor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Northmoor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.