Natural hazards · North Lilbourn

North Lilbourn, MO natural hazards

Most of the natural-hazard damage FEMA expects in North Lilbourn comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Lilbourn?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Lilbourn to be higher than in 91% of U.S. communities, mostly from earthquakes.

Earthquakes60%Inland flooding10%Heat waves8%Drought7%Everything else15%

By hazard

What North Lilbourn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

60% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

10% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 3 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 12 times a year in the area

Drought

7% of expected damage

Recorded about 11 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Lilbourn flood?

FEMA's records show no paid flood insurance claims in North Lilbourn.

of all homes
are insured

No community discount. North Lilbourn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Madrid County.

Disasters that hit North Lilbourn

Federal disasters declared here

None of the disasters declared for New Madrid County shows FEMA aid or repair money reaching North Lilbourn itself in FEMA’s records.

Brought FEMA money into North LilbournDeclared for New Madrid County only

New Madrid County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Lilbourn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Lilbourn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Lilbourn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.