Natural hazards · Niangua

Niangua, MO natural hazards

Most of the natural-hazard damage FEMA expects in Niangua comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Niangua?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Niangua to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding40%Tornadoes14%Heat waves11%Cold waves10%Strong wind9%Everything else16%

By hazard

What Niangua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 9 years in the area

Heat waves

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 12 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Niangua flood?

FEMA's records show no paid flood insurance claims in Niangua.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Niangua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Webster County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Niangua

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Niangua itself: aid to households, or repair grants to the City of Niangua.

Brought FEMA money into NianguaDeclared for Webster County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

3 households applied for aid $3K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $10K aid approved

2013

Severe Storms, Straight-Line Winds and Flooding

$2K to the City of Niangua for repairs

2009

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

2008

Severe Storms and Flooding

2 households applied for aid $1K aid approved

2007

Severe Winter Storms and Flooding

$5K to the City of Niangua for repairs

Webster County has had 28 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Niangua is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Niangua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Niangua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.