New Madrid, MO natural hazards
Most of the natural-hazard damage FEMA expects in New Madrid comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 44 claims here since 1979. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is New Madrid?
FEMA expects yearly storm and flood damage to homes and buildings in New Madrid to be higher than in 91% of U.S. communities, mostly from earthquakes.
What New Madrid faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Heat waves
Inland flooding
Tornadoes
Lower here
Not a risk here
Does New Madrid flood?
Every paid claim on a federal flood insurance policy in New Madrid, from FEMA’s records.
Biggest named events
- Mid-spring storms: 6 claims, $99K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
What’s been done with FEMA grants
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in New Madrid itself: aid to households, or repair grants to the City of New Madrid.
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
Severe Storms, Straight-Line Winds, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Winter Storm
Severe Storms, Flooding, and a Tornado
Severe Storms and Flooding
Severe Storms, Tornadoes and Flooding
How to read this page
FEMA’s expected losses across New Madrid total about $5.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.