Natural hazards · New Haven

New Haven, MO natural hazards

Most of the natural-hazard damage FEMA expects in New Haven comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Haven?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Haven to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes11%Earthquakes9%Heat waves9%Cold waves5%Everything else12%

By hazard

What New Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 15 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Heat waves

9% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 12 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Haven flood?

Every paid claim on a federal flood insurance policy in New Haven, from FEMA’s records.

1paid claims since 1978

$543paid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit New Haven

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Haven itself: aid to households, or repair grants to the City of New Haven.

Brought FEMA money into New HavenDeclared for Franklin County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

1 household applied for aid $300 aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid

2007

Severe Winter Storms and Flooding

$8K to the City of New Haven for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Franklin County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.