Natural hazards · New Florence

New Florence, MO natural hazards

Most of the natural-hazard damage FEMA expects in New Florence comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Florence?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Florence to be higher than in 68% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding64%Heat waves16%Everything else20%

By hazard

What New Florence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Heat waves

16% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Florence flood?

FEMA's records show no paid flood insurance claims in New Florence.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Florence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit New Florence

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Florence itself: aid to households, or repair grants to the City of New Florence.

Brought FEMA money into New FlorenceDeclared for Montgomery County only

2011

Severe Winter Storm and Snowstorm

$3K to the City of New Florence for repairs

2007

Severe Winter Storms

$11K to the City of New Florence for repairs

Montgomery County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Florence is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Florence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Florence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.