Natural hazards · Morley

Morley, MO natural hazards

Most of the natural-hazard damage FEMA expects in Morley comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2002. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morley to be higher than in 80% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes46%Tornadoes17%Inland flooding13%Heat waves6%Cold waves5%Strong wind5%Everything else8%

By hazard

What Morley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage

Well above average · higher than 92% of U.S. places

Tornadoes

17% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 22 years in the area

Inland flooding

13% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 11 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morley flood?

Every paid claim on a federal flood insurance policy in Morley, from FEMA’s records.

1paid claims since 2002

$986paid to owners

0homes flooded more than once

20022026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Morley

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morley itself: aid to households, or repair grants to the City of Morley.

Brought FEMA money into MorleyDeclared for Scott County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $4K aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $5K to the City of Morley for repairs

2009

Severe Winter Storm

$21K to the City of Morley for repairs

2008

Severe Storms, Flooding, and a Tornado

$5K to the City of Morley for repairs

2008

Severe Storms and Flooding

1 household applied for aid $9K to the City of Morley for repairs

Scott County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Morley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.