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Natural hazards · Morehouse

Morehouse, MO natural hazards

Most of the natural-hazard damage FEMA expects in Morehouse comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 8 claims here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Morehouse?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morehouse to be higher than in 87% of U.S. communities, mostly from earthquakes.

Earthquakes62%Heat waves10%Inland flooding9%Tornadoes7%Everything else12%
By hazard

What Morehouse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

62% of expected damage
Well above average · higher than 97% of U.S. places

Heat waves

10% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 12 times a year in the area

Inland flooding

9% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 10 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morehouse flood?

Every paid claim on a federal flood insurance policy in Morehouse, from FEMA’s records.

8paid claims since 2011
$119Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Mid-spring storms: 8 claims, $119K
of all homes
are insured
No community discount. Morehouse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: New Madrid County.
Disasters that hit Morehouse

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morehouse itself: aid to households, or repair grants to the City of Morehouse.

Brought FEMA money into MorehouseDeclared for New Madrid County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$15K to the City of Morehouse for repairs
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $2K aid approved
2011

Severe Storms, Tornadoes, and Flooding

289 households applied for aid $2.5M aid approved $377K to the City of Morehouse for repairs
2009

Severe Winter Storm

$48K to the City of Morehouse for repairs
2008

Severe Storms and Flooding

$21K to the City of Morehouse for repairs
2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid $5K aid approved
New Madrid County has had 22 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morehouse is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Morehouse’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Morehouse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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