Natural hazards · Montier

Montier, MO natural hazards

Most of the natural-hazard damage FEMA expects in Montier comes from cold waves, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montier?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montier to be higher than in 80% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding28%Earthquakes7%Heat waves6%Tornadoes5%Strong wind5%Everything else3%

By hazard

What Montier faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

28% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 83% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 6 years in the area

Strong wind

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montier flood?

FEMA's records show no paid flood insurance claims in Montier.

of all homes
are insured

No community discount. Montier isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shannon County.

Disasters that hit Montier

Federal disasters declared here

None of the disasters declared for Shannon County shows FEMA aid or repair money reaching Montier itself in FEMA’s records.

Brought FEMA money into MontierDeclared for Shannon County only

Shannon County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montier is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montier’s own flood-insurance community; household aid to the registrant’s city; repair grants to Montier. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.