Natural hazards · Monett

Monett, MO natural hazards

Most of the natural-hazard damage FEMA expects in Monett comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 49 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monett?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monett to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes20%Heat waves7%Strong wind7%Everything else14%

By hazard

What Monett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 14 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monett flood?

Every paid claim on a federal flood insurance policy in Monett, from FEMA’s records.

49paid claims since 1981

$2.3Mpaid to owners

7homes flooded more than once

19812026

Biggest named events

Early winter storms: 5 claims, $837K
March storm: 1 claim, $54K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

What’s been done with FEMA grants

5storm safe rooms built

4flood-prone properties bought out and cleared

Disasters that hit Monett

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monett itself: aid to households, or repair grants to the City of Monett.

Brought FEMA money into MonettDeclared for Lawrence County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$238K to the City of Monett for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

34 households applied for aid $56K aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2009

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2007

Severe Winter Storms and Flooding

$429K to the City of Monett for repairs

2003

Severe Storms, Tornadoes, and Flooding

60 households applied for aid $243K aid approved

Lawrence County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monett covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Monett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monett total about $4.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.