Natural hazards · Moline Acres

Moline Acres, MO natural hazards

Most of the natural-hazard damage FEMA expects in Moline Acres comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 26 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moline Acres?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moline Acres to be higher than in 88% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding37%Heat waves29%Earthquakes23%Everything else11%

By hazard

What Moline Acres faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Heat waves

29% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 86% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moline Acres flood?

Every paid claim on a federal flood insurance policy in Moline Acres, from FEMA’s records.

26paid claims since 1979

$165Kpaid to owners

4homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 2 claims, $56K
Not a named storm: 2 claims, $15K
Early winter storms: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moline Acres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Moline Acres

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moline Acres itself: aid to households, or repair grants to the City of Moline Acres.

Brought FEMA money into Moline AcresDeclared for St. Louis County only

2022

Severe Storms and Flooding

4 households applied for aid $5K aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $94K to the City of Moline Acres for repairs

2006

Severe Winter Storms

$5K to the City of Moline Acres for repairs

2006

Severe Storms

$26K to the City of Moline Acres for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Moline Acres

Moline Acres and the towns around it

Very lowLowModerateHighVery high

Moline Acresmostly inland floodingVery high

Castle Pointmostly inland floodingVery high

Bellefontaine Neighborsmostly heat wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moline Acres covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Moline Acres’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moline Acres. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moline Acres total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.