Natural hazards · Mexico

Mexico, MO natural hazards

Most of the natural-hazard damage FEMA expects in Mexico comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 27 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mexico?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mexico to be higher than in 39% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding44%Heat waves15%Tornadoes11%Cold waves10%Earthquakes8%Everything else12%

By hazard

What Mexico faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Heat waves

15% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 68% of U.S. places

Cold waves

10% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mexico flood?

Every paid claim on a federal flood insurance policy in Mexico, from FEMA’s records.

27paid claims since 1978

$88Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Hurricane Ike: 1 claim, $13K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mexico isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Audrain County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Mexico

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mexico itself: aid to households, or repair grants to the City of Mexico.

Brought FEMA money into MexicoDeclared for Audrain County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$70K to the City of Mexico for repairs

2011

Severe Winter Storm and Snowstorm

$19K to the City of Mexico for repairs

Audrain County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mexico is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mexico’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mexico. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.